Terms and Conditions
If you are unhappy about these terms and conditions and do not wish to accept them, you have to cease using our website or services immediately.
All content at Moneysigma or related websites is not available for use without written permission. If there is an article you would like to republish, please contact us through means provided on the website.
Advertiser Disclosure/ How we work
What we do
The Moneysigma team works hard to match readers, like you, with financial products that will help you achieve your goals. Our thoroughly researched resources, articles, reviews, and tools are free for you to learn from and enjoy.
How the site works
Our team researches credit cards, loans, insurances and more to highlight the best options out there. Financial products aren’t one-size-fits-all; we’re dedicated to helping you find products that fit just right. That’s why you’ll find more than an overview of pros and cons on Moneysigma.
We offer in-depth analysis of how products work in the real world, how to use them effectively, and who they’re best for. While we compile (and frequently update) shortlists of this year’s top picks, we don’t provide a complete listing of every financial product available — just the products we believe are truly the best.
Though we work diligently to ensure all information is up-to-date, financial information changes often and is presented without warranty. As such, the information in our reviews may differ from an issuer’s site. Please consult the issuer’s site for the most current terms and conditions.
The advice provided by Moneysigma is generic to masses. Our website and the information it contains does not take into account your particular financial or insurance position or requirements and you should always obtain independent advice before acting upon any of the information contained on our website or other links contained on our website.
How we make money
Advertising helps us keep the lights on — and continue offering the content you love, for free. Some of the issuers we write about pay us referral fees for sending them new customers. If you click through an application link on our site, we may receive compensation when your application is approved. This allows us to maintain a full-time editorial staff and work with experts you know and trust.
Our goal is to offer an honest comparison of the best options available. While compensation may affect where products appear on our site, all research and analysis are conducted independently by Moneysigma.
We cover the pros and cons of the products we feature so you can make an informed choice, every time. They do not make recommendations with affiliate relationships in mind.
At the end of the day, we’re here because we love personal finance, and we want you to love it, too! That’s why we’re dedicated to helping you make financial decisions you can feel good about. Whether you’re shopping for a new credit card or learning to budget for the first time, we’re here to help.
At Moneysigma, we recognize that privacy of your personal information is important. Here is information on what types of personal information we receive and collect when you visit Moneysigma.com or related regional websites, and how we safeguard your information.
Log files: As with most other websites, we collect and use the data contained in the log files. The information in the log files includes your internet protocol (IP) address, your internet service provider (ISP), the browser you used to visit our site, the time you visited our site, and which pages you visited throughout our site. We also use third party analytics and other social tools provided by Google, Bing, Facebook, Twitter, etc., which collects your data as deemed in their respective privacy policies.
Data you provide: As and when you use our services or tools provided on the website, you may provide us data. These data are collected as an when you provide them to us.
Third Party Cookies and Advertising Opt out
Google’s use of advertising cookies enables it and its partners to serve ads to you as our website visitor based on your visit to moneySigma.com and/or other sites on the Internet.
The use of our Website and our services is entirely voluntary but if you do decide to visit, access, use or obtain any content or data from our Website or by obtaining or using any of the services rendered by us through our Website, you:
a. expressly consent that we will collect and use your Personal Data; and
For California Residents
California law gives residents the right to opt-out of the “sale” of their personal information to third parties, including for advertising purposes. Under California law, the sharing of your information with a service provider for advertising purposes could be considered a “sale.”
Under Google Adsense settings, this site has enabled CCPA restricted data processing option. If you are a visitor from California you won’t see personalized ads here.
To be clear we do not share your name, contact information, or any other sensitive information with third parties, and the categories of third parties that we share information with for advertising purposes are supply-side platforms, programmatic advertising exchanges, and demand-side platforms.
For European Economic Area Residents
If you reside in a country in the European Economic Area (EEA), then under the GDPR and applicable data protection laws you have the rights, among other things, to access your personal data, have us erase it, and/or restrict its further processing.
We may use Google Adsense on this site and as such you can opt out from these ads as mentioned above under Advertising opt-out section.
As with most of the websites on the internet, we do need to analyse traffic to our site for business as well as performance purposes. Google Analytics is embeded in this website and as such information is collected via this tracker.
Analytics Opt out:
You may choose to opt out from Google analytics tracking. Tools like Adblockers can also be used. Google also provides a tool to opt out from Tracking by using this link.
Our contact information
Below is our contact information.
You can reach us at filling up the contact form at https://www.moneysigma.com/sg/blog/contact-us/
Affiliate programs information
Our website is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. This site also participates in other affiliate programs and is compensated for referring traffic and business to these companies.
We however always strive to make sure that the reviews if any provided on this website are genuine. Our goal is to offer an honest opinion and best options available. While compensation may affect where products appear on our site, all research and analysis are conducted independently.