When it comes to Credit card bills, many of us will agree to fear the high credit card interest it carries. Most of us would like to clear our credit card bills and maintain a healthy credit rating. It is a healthy...
moneysigmaWhat is a red plate or off peak car insurance?
The world admires Singapore for various policies it implements. Off Peak car, weekend cars, or red plate cars are few of its policies to tackle the number of cars on road and yet allow its residents to own and use a car...
What is cert or certificate of merit in Singapore?
When it comes to buying car or motorcycle insurance in Singapore, you might have come across the term ‘Cert of Merit’ as well as ‘Offence free discount’. What exactly is Certificate of Merit and...
What is excess in Insurance and how much excess should you pay?
When you buy your car, motorcycle, or other relevant insurance policies, you may notice a term called ‘excess payable’. Excess or Excess Payable refers to the amount you as a policyholder will pay to the...
Food Delivery motorcycle insurance in Singapore
Using one’s motorcycle for food delivery in Singapore has been a popular option. However, when it comes to such usage, does your current motorcycle insurance cover you? What are the options in the market for food...
A detailed guide to converting foreign driving license in Singapore
If you are a tourist in Singapore or an expat or a permanent resident who already possesses a driving license from your home country; say Malaysia, Australia, Hong Kong, India etc., then you may wonder if you can drive...
Difference between GrabPay and GrabPay card in Singapore
The usage of virtual payments in Singapore has been on the rise, thanks to the quick adoption of technology by the government as well as Singaporeans. Amongst various payments methods GrabPay has certainly been on the...
Continental cars or Japanese cars in Singapore. Which one is more money sensible to buy?
In Singapore, when you talk about cars or car insurances, you often hear the word “continental” car or “conti” cars. Continental cars are cars that are produced by the Western brands or to be...
Detailed guide to cashless payment methods in Singapore
Singapore has been one of the first countries when it comes to adopting modern technology. With the recent boom in various payment methods we as consumers have lots of choices for cashless payments. For those new to...
Device minimalism -Save money and planet
The modern day marketing gets most of us and creates the void in our minds to purchase new devices every year or the other. Would being minimalist on purchasing new gadgets save us money and also do good to the planet ...
Any Rider Motorcycle insurance in Singapore
Wondered if you could have a motorcycle insurance which would allow any rider to ride it and yet not void the insurance policy terms ? Having a motorcycle insurance is mandatory in Singapore. It is illegal to ride a...
What is property irregularity report.
Most of the travel insurance claims reported are related to damaged or lost baggage. When it comes to claiming with your travel insurer, the claims handlers usually ask for Property irregularity report or PIR. When your...